About Scratch Capital

Scratch Capital is a registered investment advisor (RIA) which provides comprehensive wealth management services to business owners, high net worth individuals, corporate executives, and their families.

We are located in Boise, Idaho, and have clients located in 8 states across the U.S.

Independence. Resilience. Longevity.

Our Vision

Scratch Capital was founded to help affluent families build, manage, and protect wealth to fund a meaningful life.

We are here to challenge the conventional practices of the financial services industry and provide you with a first-class experience.

We advise across your entire financial picture, including your investable assets, human capital, real estate, business and other complex assets.

No matter your situation, our experienced advisors will deliver a clear, cohesive plan for it all, and provide ongoing support to guide you through every major financial decision.

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Meet the Team

Our skilled team is committed to delivering exceptional standards of service.

Drew Lunt

Principal | Advisor

  • At a young age, I grew interested in financial economics while experiencing what it was like to be in a family of entrepreneurs. My family owned and operated a 3rd generation family business rooted in the Treasure Valley for more than 60 years. I learned early on that sound financial decision making is crucial to the long term success of any business plan.

    Upon graduation at Northwest Nazarene University, I entered the world of financial advice and wealth management. I was immediately drawn to the constant demand to think strategically through each family’s unique needs. I enjoy implementing solutions to solve the complex problems that arise in people’s financial lives.

    I am extremely passionate about helping clients work towards optimizing both their financial capital and their human capital. If I can influence people to become the best version of themselves, then I have done my job.

    Continuing education is a core focus and is something I work on constantly. I am blessed to talk daily with some of my strategic partners in finance, tax, and estate law to learn about new ways to help our clients.

    What you can find me doing in my free time: Golfing, mountain biking, or skiing

    My coffee order: Drip

    Favorite movie: The Peaceful Warrior

    Most recommended book: Factfulness by Hans Rosling

    Favorite podcasts: Rational Reminder and The Huberman Lab

Derek Jones CFA, CAIA, CRPS™

Advisor

  • Like many kids, my answer to “what do you want to be when you grow up?” was ever-changing - astronaut, pro football player, doctor – the list went on. The constant flux of generic answers to that question changed after a series of conversations with a family friend who worked in wealth management. Those conversations sparked my interest in capital markets, the economy, and financial planning. I’ve never looked back since.

    I graduated from Davidson College in 2018 with a degree in economics. After graduating, I began my career at Capital Group; a large asset management firm known for the ‘American Funds’ mutual fund lineup. Over the course of 3.5 years there, I held various roles within the mutual fund and private equity sectors. While I valued my experience on the product side of the industry, I felt a growing attraction to wealth management. I wanted to apply the investment knowledge I had gained to help individuals, families, and business owners achieve their financial goals.

    I’ve been helping clients with comprehensive wealth management since 2021. I find deep fulfillment in creating tailored solutions for clients that empower them with the confidence and peace of mind they need to achieve long-term success.

    The world of investment management and financial planning is dynamic and constantly evolving. I believe it’s imperative to stay on top of the latest market research, planning strategies, and financial regulations to provide optimal solutions for my clients. I’ve demonstrated my commitment to continuous education by obtaining the Chartered Financial Analyst® (CFA®), Chartered Alternative Investment Analyst® (CAIA®), and Chartered Retirement Plans Specialist™ (CRPS™) designations.

    What you can find me doing in my free time: Snowboarding, golfing, or reading

    My coffee order: Not super exciting – black, no cream or sugar

    Favorite Movie: The Shawshank Redemption

    Most Recommended Book: Meditations by Marcus Aurelius

    Favorite Podcast: Dan Carlin’s Hardcore History

Sam Tidd

Advisor

  • Growing up in a family that valued hard work and financial responsibility, I developed an early interest in financial planning and the importance of long-term strategies for success.

    After graduating from the University of Utah with a degree in Financial Planning, I began my career at Scratch Capital in 2022. Before that, I played collegiate golf at both the University of Oklahoma and the University of Utah. The discipline and work ethic required to succeed in golf directly translate to my approach as a financial advisor, where preparation and attention to detail are key. 

    As an associate advisor, I am passionate about helping clients navigate the complexities of wealth management, creating personalized strategies to help them achieve their financial goals.

     I place a high value on ongoing education and work closely with experts in finance, tax, and estate law to continually improve the services I offer to clients.

    What you can find me doing in my free time: Golfing, skiing, hunting, working out, or spending time with family and friends.

    My coffee order: Black coffee

    Favorite movie: Interstellar

    Most recommended book: I Will Teach You To Be Rich by Ramit Sethi

    Favorite podcasts: The Diary of a CEO by Steven Bartlett

Justin Lunt

Operations

Scratch Capital proudly adheres to the Fiduciary Standard, which requires that we put our clients’ interest ahead of our own.